Richer, Wiser, Happier

Explore how the best investors can teach us not only how to become rich but how to improve the way we think, reach decisions, assess risk, build resilience, and turn uncertainty to our advantage. The best investors are master game players who consciously maximize their odds of long-term success in markets and life while also minimizing any risk of catastrophe.

Changing How You Think

Many of us constantly put pressure on ourselves to do better and accept nothing less than perfection. And while changing the way you think and how you speak to and about yourself may sound like an impossible task, there are small steps you can take:

• Make lists – Start by jotting down your “should statements” anytime you catch yourself making one. Then think of a more positive way to say that statement. Replacing your shoulds, oughts, and musts with more realistic and positive thoughts and ideas. For example:
  — Instead of saying, “I really should be doing more at work if I want to get ahead,” say something along the lines of, “Every time I work hard, my coworkers look up to me and my boss congratulates me on a job well done.”
  — Instead of saying, “I should exercise more often,” try saying, “Whenever I exercise, I feel more energetic and it feels great to see the pounds dropping.”
  — Sometimes I say, “It would be preferable if I chose a piece of fruit and some cheese instead of that donut.” That way, I’m not saying to myself that I’m bad. I’m simply offering myself an alternative for the future.
• Cut yourself some slack – Nobody’s perfect and we all make mistakes, forget things, and have accidents. Being compassionate and understanding with yourself and praising the things you have done well instead of what you haven’t can change your mood and mindset quicker than you think. A favorite of mine is remembering that we’re doing the best we can with what we’ve got. 
• Surround yourself with positive people – Sometimes the way we talk to ourselves is a direct reflection of how others talk to us. People who always point out your shortcomings can lead you to have those “should” thoughts in the first place. Life’s too short to be around negative individuals.
• Talk to a professional – Trying to change the way you speak or think about yourself can be tough without professional help. Speaking with our licensed therapists and psychologists in Tampa can be the first step in feeling and thinking better.
• Consider picking up books like Martin Seligman’s Learned Optimism: How to Change Your Mind and Your Life or David Burns’ The Feeling Good Handbook. Both of these will show you how to notice and tweak your thinking so that it’s helpful rather than harmful.

Bible Verses for Positive Mental Attitude and Mindset

The way that we think can either be beneficial on our daily walk or it can become an extreme hindrance. Not only will it hinder how we live our lives, but it will also alter our mental attitude. Positive thinking and mindset has many benefits including increased confidence, lower stress levels, better coping skills, improved outlook, etc. 

It might be surprising to some, but studies have shown that positive thinking helps heart patients. The mind/body connection is extremely strong. Your thoughts can affect any physical pain that you have in your life. Some people get severe panic attacks and blood pressure spikes that is initiated solely by their thoughts.

Thus the cycle, you think ->  you feel -> you do.

The way that we think will affect how we react to bad news and disappointments. In trials our thinking can lead to depression or it can lead to us joyfully praising the Lord. We have to make a practice of renewing our minds. 

“This is the day the Lord has made; we will rejoice and be glad in it.” Psalm 118:24.

“Finally, brothers and sisters, whatever is true, whatever is noble, whatever is right, whatever is pure, whatever is lovely, whatever is admirable—if anything is excellent or praiseworthy—think about such things.” Philippians 4:8 (NIV) 

“I can do all things through Christ whom strengtheneth me.” Philippians 4:13

“But those who trust in the LORD will find new strength. They will soar high on wings like eagles. They will run and not grow weary. They will walk and not grow faint.” Isaiah 40:31

“But the fruit of the Spirit is love, joy, peace, patience, kindness, goodness, faithfulness, gentleness, self-control.” Galatians 5:22-23

“We choose what attitudes we have right now. And it’s a continuing choice.” – John Maxwell

Niacinamide

Niacinamide, also known as vitamin B3, plays an important role in soothing and helping to restore the skin barrier. Niacinamide and the skin’s barrier was first studied in 1976, and it has since become popular cosmetic ingredient in skincare formulations for acne, eczema, rosacea and skin discoloration.

Niacinamide is a multi-tasking vitamin, and when used topically, it may help alleviate skin sensitivities, builds healthy skin cells, and help skin retain moisture. Niacinamide is a water-soluble form of vitamin B3 that’s used in dermatology for everything from helping to prevent skin cancer to decreasing redness associated with inflammatory conditions like rosacea and acne.

Niacinamide can play a pivotal role in strengthening the skin barrier. It “reduces water loss from the epidermis and increases lipids (also known as ceramides) and proteins found in the skin barrier layer. Using a niacinamide serum or cream could increase your skin’s ability to defend itself from pollution particles and irritants.

But, perhaps more interesting is the way that regular use of niacinamide skincare can lead to balanced sebum production, and therefore fewer breakouts. “Niacinamide reduces sebum or oil production in the skin, which may indirectly help with the appearance of overly enlarged pores. It can also be helpful in mild acne,” says Dr. Mahto.

Finally, niacinamide may be helpful in brightening hyperpigmentation and acne scars in certain skin types, as “studies show it reduces the appearance of hyperpigmented spots in both Asian and Caucasian skin by acting on the steps leading to melanin or pigment production,” adds Dr. Mahto.

Niacinamide skincare

Niacinamide is generally well-tolerated by all skin types, causing minimal irritation. It can, of course, be found in varying degrees of concentration in the wealth of products available today. “Ideally, look for products that contain at least 5 per cent niacinamide for best results and ensure that it features highly (in the top three-five) on the ingredients list of a product,” says Dr. Mahto.

CeraVe AM Facial Moisturizing Lotion With SPF 30

CeraVe PM Facial Moisturizer features three essential barrier-strengthening ceramides, hydrating hyaluronic acid and soothing niacinamide in an oil-free, non-comedogenic formula. This rich yet lightweight night cream uses patented MVE Delivery Technology to deliver a steady stream of much-needed moisture throughout the night, and helps the skin hold on to it.

Still unrivaled, this gem is the best mass market niacinamide cream you can get your hands on. It’s formulated with hydrating hyaluronic acid and barrier-restoring niacinamide and ceramides. Plus, it has your daily sun protection with SPF 30.

• Ceramides: Essential for healthy skin, ceramides help restore and maintain the skin’s natural barrier. Ceramides are lipids that help form the skin’s barrier and help skin retain moisture. Ceramides also help the skin protect against environmental aggressors like irritants, and pollution. Without the proper ratio of ceramides, the skin’s barrier can become compromised, leading to dryness, itching and irritation.
• Hyaluronic acid: This ingredient attracts hydration to the skin’s surface and helps the skin retain moisture
• Niacinamide: Helps repair a compromised skin barrier while improving the appearance of the skin

And the light lotion form is non-comedogenic, making it ideal for all skin types. The affordable cream provides long-lasting moisture, eliminates dry and flaky skin, and provides daily protection against free radical damage.

CeraVe Products with Niacinamide

AM Facial Moisturizing Lotion with Sunscreen

PM Facial Moisturizing Lotion

Foaming Facial Cleanser

Eye Repair Cream

Skin Renewing Night Cream

Therapeutic Hand Cream

---

References:

1. https://www.cerave.com/ingredients-in-cerave/niacinamide

Tamaya

Tamaya is a Jacksonville new home community that brings vibrancy, character, and relevance to the area between the city and the sea. Tamaya offers homes ranging from 1,800 to 4,000 sq.ft. along with Tuscan, Mediterranean and Spanish architectural styles.

This one-of-a-kind custom built home community offers lush landscaping, walking paths, crystal lakes, a 10,000 sq.ft. resident’s center, grand entrance, gatehouse, and more than 500,000 sq.ft. of commercial and retail space.

Discover the Beauty of Tamaya:

• Gated community
• Lakefront and conservation home sites
• Outstanding 10,000 SF Residents Club
• New shopping with Tamaya architecture coming soon
• Just 6 miles to the beach
• Within minutes to Mayo Clinic

https://youtu.be/ZCJ6B2MPsvU